ZTBL Jobs 2026 have been announced for experienced professionals in legal affairs, settlement, loan recovery and money market operations. Zarai Taraqiati Bank Limited is offering 5 positions across four job titles.
The vacancies include senior management and officer-level roles. Applications must be submitted online through the official ZTBL recruitment system by 11 October 2026.
ZTBL Recruitment Overview
| Details | Information |
|---|---|
| Organization | Zarai Taraqiati Bank Limited (ZTBL) |
| Total Positions | 5 |
| Job Titles | 4 |
| Grades | VP-I/VP, AVP-I/AVP, OG-II/OG-I |
| Locations | Islamabad/Lahore, Karachi and as specified by ZTBL |
| Application Method | Online |
| Last Date | 11 October 2026 |
Available ZTBL Positions
The current recruitment includes the following opportunities:
| Position | Grade | Posts | Location |
|---|---|---|---|
| Head Corporate & Service Law Matter Department | VP-I / VP | 1 | Not specified in advertisement |
| Unit Head Settlement | AVP-I / AVP | 1 | Islamabad / Lahore |
| Head NPL Monitoring | VP-I / VP | 1 | Not specified in advertisement |
| Money Market Settlement Officer | OG-II / OG-I | 2 | Karachi |
| Total | 5 |
The official ZTBL Jobs page also lists these four recruitment opportunities with the same closing date.
Head Corporate & Service Law Matter Department
Grade: VP-I / VP
Number of positions: 1
Experience: Minimum 10 years
Maximum age: 50 years
Candidates need a minimum LLB degree from an HEC-recognized national or international institute or university.
The position requires at least 10 years of relevant experience.
Major Responsibilities
The selected professional will handle important corporate and service-law matters.
Responsibilities include identifying legal risks and developing strategies to mitigate them through legal recourse.
The role also involves:
- Preparing and executing legal documentation according to bank requirements
- Analyzing court decisions and recommending policy changes
- Ensuring compliance with prudential regulations and relevant SBP/SECP guidelines
- Managing service-law matters involving employees
- Reviewing and negotiating corporate and service-related contracts
- Coordinating with ZTBL’s Legal Litigation Units
- Pursuing litigation in different courts
- Maintaining updated banking-law information
- Monitoring legislation and court judgments relevant to banking
- Leading legal work requiring strong interpretation and drafting skills
Other duties may be assigned by the management.
Unit Head Settlement
Grade: AVP-I / AVP
Number of positions: 1
Location: Islamabad / Lahore
Experience: Minimum 8 years
Maximum age: 50 years
Candidates need at least a Bachelor’s degree from an HEC-recognized national or international institute or university.
The advertisement states that preference will be given to candidates with experience working with law-enforcement agencies.
Major Responsibilities
The position focuses on settlement and recovery-related functions.
Responsibilities include:
- Handling litigation matters, particularly criminal cases involving FIA, NAB and similar agencies
- Supervising and scrutinizing recovery and settlement matters
- Managing court representation and legal support for recovery functions
- Liaising with local administration and law-enforcement agencies
- Ensuring compliance with relevant laws, regulations and industry standards
- Keeping track of regulatory changes
- Working with internal teams on infected-portfolio recovery
- Understanding recovery procedures and regulations
- Identifying opportunities for process improvement and automation
Other responsibilities may be assigned by ZTBL management.
Head NPL Monitoring
Grade: VP-I / VP
Number of positions: 1
Experience: Minimum 10 years
Maximum age: 50 years
Applicants need a minimum Bachelor’s degree from an HEC-recognized national or international institute or university.
Candidates must have at least 10 years of experience in a bank or financial institution.
Major Responsibilities
The role focuses on monitoring overdue accounts and improving recovery from the bank’s non-performing portfolio.
Responsibilities include:
- Monitoring overdue accounts
- Initiating timely recovery actions
- Developing strategies for recovery of overdue infected portfolios
- Preparing plans to maximize recovery
- Supervising field teams
- Following up on defaulted accounts
- Identifying risks associated with delinquent accounts
- Coordinating with legal teams on cases under litigation
- Training branch staff on recovery procedures and systems
- Monitoring implementation of strategic plans
- Ensuring compliance with applicable laws, regulations and industry standards
- Keeping updated on recovery procedures and regulations
Additional responsibilities may be assigned by management.
Money Market Settlement Officer
Grade: OG-II / OG-I
Number of positions: 2
Location: Karachi
Experience: Minimum 3 years
Maximum age: 40 years
Candidates need a minimum Bachelor’s degree from an HEC-recognized national or international institute or university.
At least three years of relevant experience in settlement is required.
Major Responsibilities
The Money Market Settlement Officer will support treasury money-market settlement and accounting activities.
Key responsibilities include:
- Settlement and accounting of Treasury Money Market deals
- Handling RTGS and Raast system activities under the four-eye principle
- Managing blotters and reconciliation with Treasury Front Office
- Reconciling bank accounts
- Managing vouchers, advices, deals and cheques involving SBP and other banks
- Handling DAP, MMCRS and other regulatory or statutory reporting
- Coordinating NIFT clearing with the Head Office Clearing Branch
- Preparing reports for investment positions
- Reporting outstanding call borrowing and lending
- Reporting placement positions
The selected officers may also perform other duties assigned by management.
Maximum Age Limit
The maximum age is calculated on the closing date.
According to the advertisement:
- VP-I / VP: Maximum 50 years
- AVP-I / AVP: Maximum 50 years
- OG-II / OG-I: Maximum 40 years
Candidates should check their age against the grade of the position they want to apply for.
Qualification Requirements
All advertised positions require qualifications from an HEC-recognized institute or university, whether national or international.
The Head Corporate & Service Law Matter Department position specifically requires an LLB.
The remaining positions require at least a Bachelor’s degree, along with the relevant experience stated for each role.
Candidates should ensure they meet both the educational and experience requirements before applying.
How to Apply for ZTBL Jobs 2026
Applications must be submitted online.
Candidates should visit the official ZTBL Jobs page and select the relevant vacancy.
The official page provides separate job details and online application options for the current positions.
Before applying:
- Select the correct position.
- Read the complete eligibility criteria.
- Check the required experience.
- Confirm the applicable age limit.
- Complete the online application accurately.
- Submit the application before the deadline.
Only online applications submitted within the specified period will be accepted.
Application Fee
The advertisement does not mention an application fee for these positions.
Candidates should therefore not make any payment based on instructions from an older ZTBL recruitment campaign.
Follow only the requirements provided through the current official application system.
Last Date to Apply
The last date to apply is 11 October 2026.
The official ZTBL careers listing shows the same closing date for all four job titles.
Candidates should submit their applications early rather than waiting until the final day.
Shortlisting and Interview
Only shortlisted candidates will be called for an interview.
Meeting the minimum eligibility criteria does not automatically guarantee shortlisting.
ZTBL may evaluate applicants according to their qualifications, relevant experience and suitability for the position.
No TA/DA
No TA/DA will be admissible for candidates appearing for an interview.
Candidates called for the selection process will need to manage their own travel and related expenses.
Equal Opportunity Employment
ZTBL states that it is an equal opportunity employer.
The advertisement specifically encourages females and persons with disabilities (PWDs) to apply.
Applicants must still meet the basic eligibility criteria for their chosen position.
Ineligible Candidates
The advertisement also identifies circumstances that can make a candidate ineligible.
A person convicted by a court of law is not eligible to apply.
Similarly, an applicant dismissed or terminated by a previous employer on disciplinary grounds is not eligible.
Candidates should provide accurate information during the recruitment process.
Bank’s Right in Recruitment
ZTBL reserves the right to accept or reject an application without assigning a reason.
The bank may also make recruitment decisions according to its requirements and applicable procedures.
Applicants should therefore regard submission of an application as participation in the recruitment process rather than a guarantee of an interview or appointment.
Read Our ZTBL Recruitment Guide
Candidates who want broader information about careers at the bank can read our ZTBL recruitment and career guide.
It covers agricultural finance, branch banking, credit, recovery, IT, audit, legal services, Islamic banking and other career areas.
Browse the ZTBL Recruitment Archive
Candidates can also browse the complete ZTBL recruitment archive on PakJobAlert.
The archive brings together current and previous Zarai Taraqiati Bank Limited recruitment advertisements.
Explore More Banking Careers
Candidates interested in other financial institutions can explore banking career opportunities in Pakistan on PakJobAlert.
This section brings together recruitment opportunities from banks and related financial institutions.
Verify the Vacancies Before Applying
Candidates should verify the positions through the official ZTBL Jobs page.
The official careers listing currently shows Head Corporate & Service Law Matter Department, Unit Head Settlement, Head NPL Monitoring and Money Market Settlement Officer as vacancies opened on 27 September 2026, with applications closing on 11 October 2026.
Always follow the current official vacancy details if ZTBL issues any amendment or change.
Final Words
ZTBL Jobs 2026 offer 5 positions for experienced professionals in legal affairs, settlement, NPL monitoring and money-market operations.
Experience requirements range from three to ten years, depending on the position. The vacancies include senior VP/AVP roles as well as two Money Market Settlement Officer positions in Karachi.
Eligible candidates should review their chosen position carefully and submit the online application by 11 October 2026.
