Bank of Punjab BOP Unit Head Credit Card Reconciliation Jobs offer a senior-level career opportunity for experienced professionals in banking operations and financial reconciliation. The Bank of Punjab (BOP) has invited online applications for the position of Unit Head – Credit Card Reconciliation in Lahore.
The vacancy belongs to the Credit Cards & Digital Banking Operations Division (Operations Group). The selected professional will supervise card transaction reconciliation, merchant settlements, financial controls and related operational activities.
Applicants must have at least a bachelor’s degree and a minimum of nine years of relevant banking or non-banking experience.
Interested candidates can apply through the bank’s designated recruitment portal by 12 November 2026.
Bank of Punjab Recruitment Overview
| Details | Information |
|---|---|
| Organization | The Bank of Punjab (BOP) |
| Position | Unit Head – Credit Card Reconciliation |
| Division | Credit Cards & Digital Banking Operations |
| Group | Operations Group |
| Job Location | Lahore |
| Grade | Band-5 to Band-3 |
| Minimum Qualification | Bachelor’s Degree or Equivalent |
| Required Experience | Minimum 9 Years |
| Maximum Age | 55 Years |
| Salary | Market-Based Competitive Remuneration |
| Application Method | Online |
| Application Deadline | 12 November 2026 |
Application Status:
Available Position
The Bank of Punjab has announced the following senior-level vacancy:
| Position | Department | Location |
|---|---|---|
| Unit Head – Credit Card Reconciliation | Operations Group | Lahore |
The advertised position falls within Band-5 to Band-3.
The advertisement does not specify the number of vacancies.
Educational Qualifications
Applicants must hold a minimum bachelor’s degree or an equivalent qualification from an HEC-recognized local or foreign university.
The advertisement does not specify a mandatory academic discipline.
Candidates should ensure their qualifications meet the bank’s recruitment requirements.
Professional Experience Requirements
Applicants must have at least nine years of banking or non-banking experience.
The position involves specialized responsibilities related to credit card operations, merchant settlements and financial reconciliation.
Relevant experience in card operations, transaction processing, financial controls and reconciliation systems will be particularly useful.
Key Responsibilities of the Unit Head
The selected candidate will supervise credit card reconciliation and related operational activities.
Credit Card and Merchant Reconciliation
The Unit Head will oversee daily, weekly and monthly reconciliation activities.
These include:
- Credit card settlements
- Merchant settlements
- Merchant Discount Rate (MDR)
- Interchange fees
- Processor statements
- Internal General Ledger accounts
The role requires monitoring financial records and ensuring that reconciliation activities are completed accurately.
Issuing and Acquiring Operations
The selected professional will oversee both sides of the card business.
Issuing operations involve cardholder transactions.
Acquiring operations involve merchant settlements and Point-of-Sale (POS) networks.
The position also includes reconciliation of card scheme charges and vendor invoices.
Coordination with Payment Networks
The Unit Head will maintain communication and working relationships with:
- Visa
- Mastercard
- UnionPay International (UPI)
- Settlement banks
- Third-party processors
These relationships support effective card operations and transaction settlement activities.
Transaction Monitoring and Risk Management
The role involves monitoring daily transactions to identify unusual activity.
The selected candidate will investigate and escalate:
- Potential misuse
- System errors
- Unauthorized charges
- Transaction discrepancies
Timely identification of such issues is important for maintaining effective operational controls.
System Improvements and Error Resolution
The Unit Head will work with vendors, IT teams and core banking teams to identify processing problems.
The role includes investigating systematic errors and supporting corrective measures.
Reconciliation Automation
The position involves leading automation initiatives.
These activities aim to replace manual reconciliation tracking with specialized reconciliation software platforms.
The selected professional will coordinate improvements to operational efficiency and accuracy.
Staff Training
The Unit Head will design and deliver training updates on card network rules and operational controls.
These activities will help relevant teams remain informed about applicable procedures.
Management Reporting
The selected candidate will prepare comprehensive management reports covering:
- Outstanding reconciliation differences
- Aging breaks
- Open operational risks
- Financial impacts
- Issues requiring management review
Reports will support monitoring, decision-making and corrective action.
Age Limit
The maximum age limit is 55 years as of the application date.
Applicants should confirm their eligibility before submitting the online application.
Job Location
The advertised position is based in Lahore, Punjab.
Candidates should consider the job location before applying.
Salary and Compensation
The Bank of Punjab states that the position carries market-based competitive remuneration.
However, the advertisement does not provide an exact salary figure.
The final compensation package will depend on the bank’s recruitment and employment policies.
How to Apply for BOP Unit Head Credit Card Reconciliation Jobs
Applications must be submitted online through the recruitment platform specified in the advertisement.
Step 1: Open the Recruitment Portal
Visit the Bank of Punjab recruitment page
Step 2: Find the Relevant Vacancy
Look for the Unit Head – Credit Card Reconciliation position in Lahore.
Step 3: Review the Eligibility Criteria
Check the educational qualification, experience requirements, job responsibilities and age limit.
Step 4: Complete the Online Application
Provide accurate details about:
- Personal information
- Educational qualifications
- Professional experience
- Banking or financial operations background
- Relevant technical and operational skills
- Contact information
Upload an updated CV and other documents if required by the recruitment platform.
Step 5: Submit Before the Deadline
Complete the online application by 12 November 2026.
Applicants should retain their application confirmation for future reference.
Important Recruitment Instructions
The advertisement includes the following conditions:
- Only shortlisted candidates will be called for interviews.
- No TA/DA will be provided for interviews.
- The bank reserves the right to accept or reject applications without assigning reasons.
- The Bank of Punjab is an equal opportunity employer.
- Women, minorities, differently abled persons and transgender candidates are encouraged to apply.
- The position carries market-based competitive remuneration.
- Applications must be submitted through the designated online recruitment portal.
Important Dates
| Event | Date |
|---|---|
| Application Deadline | 12 November 2026 |
| Interview Schedule | To be communicated to shortlisted candidates |
About the Bank of Punjab
The Bank of Punjab is a commercial bank providing banking and financial services through its branch network across Pakistan.
Its operations include retail banking, corporate banking, digital banking, financial management, audit, risk management and other specialized banking services.
The bank recruits professionals for branches, regional offices and specialized departments according to its staffing requirements.
For a broader overview of career opportunities and recruitment procedures, read our Bank of Punjab Careers Guide.
You can also browse the Bank of Punjab Jobs category for other recruitment announcements.
For employment opportunities at other financial institutions, explore our Bank Jobs category.
Official Sources and Contact Information
Organization: The Bank of Punjab
Official Website: Bank of Punjab
Application Portal: Bank of Punjab
Department: Credit Cards & Digital Banking Operations Division (Operations Group)
Job Location: Lahore
Application Deadline: 12 November 2026
Applicants should follow the official recruitment advertisement and the online application instructions.
Final Words
The Bank of Punjab has announced a senior-level Unit Head – Credit Card Reconciliation position in Lahore.
The role may interest experienced professionals with knowledge of card operations, financial reconciliation, transaction processing and operational controls.
Candidates who meet the advertised qualifications and experience requirements should submit their applications through the designated recruitment platform before 12 November 2026.
